Make a Budget
Right off the back, don’t start shopping without making your budget. This way, you are in control of how much you spend, and what you can buy. Look at how much you have earned, put away some cash for your needs, savings and investment goals, and then budget from what is left to do your shopping.
Make a List What You Need
Once your budget is made, you can then make a list of items that you absolutely need to get. These can be items for yourself or for others, but the aim is to prioritize what is really important, and stick to that when you do start shopping.
Use Coupons and Discount Codes
Look around for coupons and discount codes that websites and businesses may be offering on any particular day. You can always find a sale or a special going on, and there are even browser extensions you can download that will automatically add discounts to your purchases when you shop on certain sites. Some places, such as supermarkets, have benefits like acquiring redeemable points that accumulate as your spend over time. Saving as much as you can is the key.
Leave Some Items in Your Cart
Once your cart is full, check all your items again. Are they on your list and within budget? Then buy them. Are they not on your list, but still within budget? If you really, really need them, then you can purchase – however, you also don’t have to. If these items are not on your list and not within budget, definitely leave them.
Shop Locally/ In-Person
Shopping online is ok, but where you can, try to shop locally. This builds the economy of your neighbourhood and country, and typically reduces the amount you would spend on shipping and delivery fees. Sometimes shipping is indeed necessary, but look for where it can be avoided.
It is critical to remember that the aim of every business is to make a profit. Shopping online has made this goal much more achievable than ever before, but you stand to lose on your own profits if you spend all that you make and give it to online retailers. Sometimes, we don’t even have to shop at all, or we can make the things we need. Saving is key.